Ecology Building Society specialises in supporting properties and projects that promote sustainable communities and lifestyles. If you are an existing community-led housing provider, or you are developing a new project, we can offer a bespoke mortgage product range and the support of an experienced team to assist you.
We see social housing provision, an increase in affordable homes, and the development of new vibrant housing communities as key parts of a more sustainable housing mix. We want a wide range of people to have the opportunity to buy, rent or share high-quality, energy efficient housing in their local area, whether urban or rural.
Who do we support?
We specialise in mortgages for a range of tenures and types of occupation. We support the renovation of poor quality, derelict and empty properties, which many other lenders may reject, and we encourage the construction of energy efficient new homes. Our mortgages for community-led housing are here to support:
- Cohousing and members of cohousing groups
- Community self-builders
- Mutual Home Ownership Societies
- Self-help housing and homesteading
In addition to providing housing development finance to community-led groups, we are keen to work in partnership with you to promote the availability of residential and shared ownership mortgages to your members on a site specific or design specific basis where your project meets our ecological criteria.
What do we support?
We’ll consider lending on a wide range of properties, including those that would often be turned down by other lenders, for example:
- Rescuing a derelict building
- Converting a disused building into a home
- Buying back-to-back houses
- Ecological new builds